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Today Friday, September 18, 2026
Original revenue The Hospitality Newsletter Team · ·For: Revenue, Owner, GM, Marketing

Booking.com: 88% of Travelers Value Trips Over Material Buys

American travelers are choosing travel over material purchases and side jobs to pay for vacations, a Booking.com study finds.

The short answer

Research from Booking.com shows that 88% of travelers believe trip costs are worth the expense, choosing vacation memories over material goods. Guests are taking on extra work and using installment financing to protect their travel budgets.

88%
travelers who feel trip expenses are worth it
Booking.com survey
69%
travelers using installment or BNPL services
Booking.com survey
48%
travelers taking extra work to fund trips
Booking.com survey
90%
travelers prioritizing avoiding travel hassles
Booking.com survey
“Unlike material goods, travel offers enduring memories and a profound sense of wellness that enrich one’s life significantly.”
Ian Ackland, Managing Director for Americas, Booking.com
Booking.com: 88% of Travelers Value Trips Over Material Buys
Photo: Mikhail Nilov / Pexels

The short version

  • Booking.com reveals that 88% of travelers feel trip costs are worth the money despite 46% exceeding initial budgets.
  • 69% of travelers use flexible financing, with 24% willing to forgo trips entirely if installment plans are absent.
  • 90% of consumers reject lowest-price booking strategies in favor of avoiding hassles and securing convenience.

A research study conducted by Booking.com reveals that 88 percent of American travelers view vacation spending as worthwhile upon returning home, regularly prioritizing travel budgets over physical possessions and everyday expenditures [1]. Travelers view trips as direct investments in personal well-being, taking on second jobs, using flexible credit lines, and willingly accepting higher price points for convenience and frictionless experiences [1], [2].

Why are travelers picking experiences over physical retail goods?

Guests increasingly view leisure trips as fundamental contributors to personal wellness rather than discretionary luxuries [2]. According to Hotel Business, 80 percent of surveyed travelers report that travel brings greater satisfaction than acquiring material products [2]. A further 84 percent view travel as an investment in their overall quality of life, leading 68 percent to cut back on daily living expenses to allocate funds toward holidays [1], [2]. As reported by Asian Hospitality, 69 percent of respondents feel less guilty spending capital on travel than on other retail purchases [1].

traveler pulling luggage airport terminal concourse
Photo: Rafael Rodrigues / Pexels

How do regular consumers finance their vacation spending?

Vacationers make sharp financial trade-offs to protect their travel schedules [1]. Asian Hospitality reported that 48 percent of travelers take on an additional job or side gig to finance their trips [1]. Furthermore, 39 percent have booked and charged travel arrangements without knowing how they will pay off the balance, and 36 percent have deliberately hidden the actual trip costs from a partner [1], [2].

Installment financing has become a central enabler of travel transactions. The Booking.com research indicates that 69 percent of travelers have relied on flexible payment methods, including installment plans and buy-now-pay-later services [1], [2]. Fully 24 percent of travelers acknowledge they would forgo taking a trip entirely if these flexible financing structures were unavailable [1], [2].

guest relaxing luxury hotel swimming pool lounger
Photo: Atlantic Ambience / Pexels
Traveler Attitude and Financial Behavior MetricSurvey Percentage
Feel trip expenses are worth it after returning88%
View travel as an investment in quality of life84%
Derive more satisfaction from trips than material goods80%
Cut back on day-to-day expenses to afford trips68%
Used installment plans or buy-now-pay-later tools69%
Took extra work or a side gig to finance travel48%
Exceeded originally planned budget on most recent trip46%
Would cancel or forgo travel without flexible payments24%

Does low-rate discounting still attract hotel guests?

Hotel operators face consumer pushback against race-to-the-bottom pricing, as guests associate rock-bottom rates with service friction [2]. Data cited by Hotel Business highlights that 90 percent of travelers believe a good trip is not always the cheapest option [2]. Additionally, 87 percent observe that ultra-cheap travel can ultimately turn out to be expensive due to hidden penalties, service failures, or added stress [1], [2].

cruise ship sailing scenic national park mountains
Photo: Skyler Ewing / Pexels

Instead of bare-minimum pricing, 90 percent of respondents state that avoiding hassles is essential, while convenience is ranked as an essential part of the travel journey by 90 percent [1], [2]. Another 67 percent focus their purchasing decisions on enjoying memorable activities, matched by 67 percent who prioritize relaxing without logistical worry [1], [2].

What happens to guest budgets during and after the stay?

Budget overruns are widespread among leisure guests, yet post-stay satisfaction remains high [1]. Asian Hospitality reported that 46 percent of travelers spent more money than initially budgeted on their most recent journey [1]. Even so, 94 percent stated that specific high-touch experiences made the trip worth every penny spent [1], [2]. While 36 percent admitted to avoiding their bank accounts or credit card statements after returning home, 90 percent emphasized the importance of feeling they made sound financial choices across the entirety of their itinerary [1], [2].

Which destinations are capturing domestic leisure volume?

While Booking.com evaluated traveler spending sentiment, broader industry indicators demonstrate steady interest in regional and domestic hubs [1]. Asian Hospitality cited booking data from AAA Travel, reporting that Seattle, Orlando, and Boston lead demand for Labor Day domestic journeys [1]. The same AAA data shows that Alaska cruises and national parks continue to pull leisure traffic from domestic travelers eager to trade material goods for outdoor vacations [1].

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Frequently asked

+How many travelers prioritize vacations over material purchases?

According to the Booking.com study, 80 percent of travelers derive more personal satisfaction from travel than from buying physical goods, and 84 percent view vacations as a direct investment in their quality of life.

+Do guests regret spending more than planned on hotel stays and trips?

No. Although 46 percent of travelers exceeded their intended budget on their last trip, 88 percent stated the overall costs felt worth it upon returning home, and 94 percent said specific experiences justified the spend.

+How crucial are buy-now-pay-later services to leisure travelers?

Installment options are decisive for booking volume. Sixty-nine percent of travelers have used installment plans or buy-now-pay-later tools, and 24 percent say they would skip traveling if flexible financing was missing.

+What do travelers value over lowest-rate pricing?

Ninety percent of travelers prioritize avoiding operational hassles, and 90 percent demand convenience. In addition, 87 percent recognize that cheap travel choices can often turn out to be expensive overall.

+What sacrifices are travelers making to afford their holidays?

Travelers make direct financial trade-offs: 68 percent cut daily expenses, 48 percent take on side work, 39 percent charge trips without clear repayment plans, and 36 percent conceal trip expenses from partners.

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