Lead Fraud Risk Analyst

Toast creates technology to help restaurants and local businesses succeed in a digital world, helping business owners operate, increase sales, engage customers, and keep employees happy.

We are seeking a sharp, analytical Lead Fraud Risk Analyst to join our growing Risk team. This role is critical to identifying early signs of transactional risk and merchant degradation through data-driven monitoring. You'll be responsible for detecting anomalies, analyzing behavioral trends, and designing custom monitoring strategies that mitigate risk exposure. You'll work cross-functionally with Sales, Finance, and Leadership to protect business health and proactively manage high-risk counterparties.

A day in the life (Responsibilities)

• Build and implement early warning systems to proactively detect signs of merchant risk and transaction anomalies
• Analyze internal data to identify patterns of merchant degradation or irregular transaction behavior
• Design and execute custom monitoring strategies based on unique merchant profiles and risk indicators
• Take fast, informed actions based on emerging risk signals, consulting